Building a Legacy of Purpose through Multi-Generational Giving
[et_pb_section fb_built="1" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_row _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_image src="https://5280associates.com/wp-content/uploads/2026/03/multi-generational-giving.jpg" admin_label="Image: Hero" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_image][et_pb_divider show_divider="off" admin_label="Divider: Whitespace" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_heading title="A Blueprint for Multi-Generational Giving" admin_label="H2: A Blueprint for Multi-Generational Giving" _builder_version="4.27.4" _module_preset="default" title_level="h2" title_text_color="#5b6770" hover_enabled="0" global_colors_info="{}" title_font_size="32px" sticky_enabled="0" title_text_align="center"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure="3_5,2_5" _builder_version="4.27.4" _module_preset="default" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][et_pb_column type="3_5" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_divider show_divider="off" admin_label="Divider: Whitespace" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_text admin_label="Text: A Blueprint for Multi-Generational Giving" _builder_version="4.27.4" _module_preset="default" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]As Baby Boomers pass wealth onto their heirs, we will enter a period often referred to as the Great Wealth Transfer. During this event, trillions of dollars are expected to change hands, with an estimated total of roughly $18 trillion to be earmarked for philanthropy. For families seeking a multi-generational giving strategy, the coming years represent a period of action, marking a shift from the accumulation of capital toward the intentional distribution and stewardship of a legacy.
Integrating these strategies into a comprehensive estate plan requires an understanding of how different structures can bridge the gap between generational perspectives. A thoughtful approach to tax-efficient charitable giving can serve as a foundation for family cohesion. Our latest white paper examines these dynamics in detail, offering a guide to the structural tools and family governance models that support a lasting impact of multi-generational giving.
[/et_pb_text][/et_pb_column][et_pb_column type="2_5" _builder_version="4.27.4" _module_preset="default" hover_enabled="0" global_colors_info="{}" background_color="rgba(81,88,104,0.28)" sticky_enabled="0" custom_padding="|19px||19px|false|false"][et_pb_divider show_divider="off" admin_label="Divider: Whitespace" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_heading title="Download Whitepaper for Expert Insights" admin_label="H2: Download Whitepaper for Expert Insights" _builder_version="4.27.4" _module_preset="default" title_level="h2" title_text_color="#5b6770" global_colors_info="{}"][/et_pb_heading][et_pb_code admin_label="Code: Download Form" _builder_version="4.27.4" _module_preset="default" link_option_url_new_window="on" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][gravityform id="5" title="false" description="false" ajax="true"][/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.4" _module_preset="default" column_structure="1_2,1_2"][et_pb_column _builder_version="4.27.4" _module_preset="default" type="1_2"][et_pb_image _builder_version="4.27.4" _module_preset="default" title_text="charitable-giving-tax-deductions" src="https://5280associates.com/wp-content/uploads/2025/10/charitable-giving-tax-deductions.png" hover_enabled="0" sticky_enabled="0"][/et_pb_image][/et_pb_column][et_pb_column _builder_version="4.27.4" _module_preset="default" type="1_2"][et_pb_divider _builder_version="4.27.4" _module_preset="default" show_divider="off" hover_enabled="0" sticky_enabled="0"][/et_pb_divider][et_pb_text _builder_version="4.27.4" _module_preset="default" hover_enabled="0" sticky_enabled="0"]Inside the guide:
▪︎ The transition from ownership to stewardship
▪︎ Approaches to bridging the generational values gap
▪︎ Methods for meaningful family engagement
▪︎ A comparison of Private Foundations, DAFs, and Charitable Trusts
▪︎ The role of objective advice in philanthropic planning
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_divider show_divider="off" admin_label="Divider: Whitespace" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_heading title="The Inflection Point of Wealth Transfer" admin_label="H2: The Inflection Point of Wealth Transfer" _builder_version="4.27.4" _module_preset="default" title_level="h2" title_text_color="#c8102e" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][/et_pb_heading][et_pb_text admin_label="Text: The Inflection Point of Wealth Transfer" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]The movement of wealth often prompts a shift in perspective. While the founding generation frequently focuses on the discipline of building assets, subsequent generations are tasked with the responsibility of managing that capital for broader impact. This creates a moment where families often choose between individuation and collaboration.
Individuation provides heirs the freedom to pursue personal interests independently, whereas collaboration invites the family to unite around a collective purpose. Without a deliberate strategy, this transition can become a source of friction, potentially leading to missed opportunities for tax efficiency or the dilution of the founder’s original philanthropic intent. A unifying framework helps prevent a decline in family connectedness, ensuring that the transfer of wealth strengthens rather than strains internal bonds.
[/et_pb_text][et_pb_heading title="Strategic Architectures for Family Stewardship" admin_label="H2: Strategic Architectures for Family Stewardship" _builder_version="4.27.4" _module_preset="default" title_level="h2" title_text_color="#c8102e" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][/et_pb_heading][et_pb_text admin_label="Text: Strategic Architectures for Family Stewardship" _builder_version="4.27.4" _module_preset="default" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]Families seeking to give together often find success in a hybrid model that combines individuation with collaboration. This structure addresses diverse interests by pairing a central legacy foundation with satellite funds. The foundation serves as the anchor for the family’s collective mission, while the satellite funds grant younger members the agency to support causes that align with their personal passions.
Selecting the appropriate charitable vehicles involves a careful assessment of several specialized tools. Some popular options include:
▪︎ Private Foundations can offer a structured arena for collaborative governance and direct control over grantmaking. Private foundations can provide a platform for training the next generation in fiscal responsibility, though they come with higher administrative requirements and a mandatory annual payout of 5%.
▪︎ Donor-Advised Funds provide simplicity and privacy. Starting a DAF may be suitable for individual family members who value ease of use. Please keep in mind that contributions to a DAF are irrevocable, as the donor transfers legal ownership of the assets to the sponsoring organization.
▪︎ Charitable Trusts, such as Charitable Remainder Trusts, can provide an income stream for beneficiaries while securing a future gift for a chosen cause. These require meticulous legal drafting to help align with specific financial and philanthropic objectives.
When coordinated effectively, these tools can help frame the wealth transfer as a practical learning system. This environment is intended to provide an opportunity for the next generation to gain experience in financial oversight and governance within a controlled, purposeful setting.
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.4" _module_preset="default"][et_pb_column _builder_version="4.27.4" _module_preset="default" type="4_4"][et_pb_heading title="Guidance for Intentional Generosity" admin_label="H2: Guidance for Intentional Generosity" _builder_version="4.27.4" _module_preset="default" title_level="h2" title_text_color="#5b6770" hover_enabled="0" global_colors_info="{}" title_font_size="32px" sticky_enabled="0" title_text_align="center"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_2,1_2" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_divider show_divider="off" admin_label="Divider: Whitespace" _builder_version="4.27.4" _module_preset="default" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][/et_pb_divider][et_pb_text admin_label="Text: Guidance for Intentional Generosity" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]Developing a multi-generational giving plan is an endeavor where legal structures, tax considerations, and complex family relationships intersect. At 5280 Associates, we aim to act as a coordinator for your broader professional team, working alongside your CPA and estate attorney to help you form a cohesive plan.
Traditional fee structures based on assets under management can create a subtle disincentive for advisors to recommend large charitable gifts, but our flat-fee model is designed to prioritize objective guidance. Because our compensation is not tied to the size of your portfolio, our recommendations are intended to support your family’s goals.
[/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_image src="https://5280associates.com/wp-content/uploads/2026/03/multi-generational-giving-cta.png" title_text="multi-generational-giving-cta" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_button button_url="https://5280associates.com/contact-us/" button_text="Start Planning Today" button_alignment="center" admin_label="Button: Contact Us CTA" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_divider show_divider="off" admin_label="Divider: Whitespace" _builder_version="4.27.4" _module_preset="default" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][/et_pb_divider][et_pb_divider color="#5b6770" admin_label="Divider: Line" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_text admin_label="Text: Notice" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]Disclaimer
Some donor-advised funds are considered mutual funds and are sold only by prospectus. The prospectus will provide information on charges, risks, expenses, and investment objectives and should be reviewed carefully before investing. Investment companies can provide a prospectus, or you may prefer to ask your financial professional. Please read it carefully before you invest or send money.
Notice: The concepts in this blog are intended for educational purposes only. They may not be suitable for your particular situation. The suitability of any specific product or strategy will be dependent upon your particular situation. Thrivent Advisor Network and its advisory persons do not provide legal advice, accounting or tax advice. You should consult with your attorney, tax advisor or accountant before implementing any strategy covered in this blog.
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How Donor-Advised Funds Can Support Strategic Philanthropy
[et_pb_section fb_built="1" admin_label="section" _builder_version="4.16" global_colors_info="{}"][et_pb_row admin_label="row" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_image src="https://5280associates.com/wp-content/uploads/2022/10/shutterstock_88945783.jpg" title_text="Beautiful,Garden,Of,The,Gods,Park,With,Pikes,Peak,Soaring" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_image][et_pb_heading admin_label="H2: The Strategic Philanthropy of Donor-Advised Funds" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="Text: The Strategic Philanthropy of Donor-Advised Funds " _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]If you're nearing retirement or managing a significant liquidity event, this may be an ideal time to think about strategic philanthropy. Periods of financial transition can create opportunities for tax efficiency while also aligning a charitable giving plan with your long-term values. Yet, during the planning phase, a common dilemma often arises: How do you ensure that your contributions flow to causes when they need it most, regardless of market fluctuations or personal tax timelines? This quest for optimized, intentional giving often requires a sophisticated approach that incorporates advanced giving strategies, such as donor-advised funds (DAFs).
[/et_pb_text][et_pb_divider show_divider="off" _builder_version="4.27.4" _module_preset="default" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][/et_pb_divider][/et_pb_column][/et_pb_row][et_pb_row column_structure="3_5,2_5" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="3_5" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_divider show_divider="off" _builder_version="4.27.4" _module_preset="default" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][/et_pb_divider][et_pb_heading title="Understanding Donor-Advised Funds" admin_label="H2: Understanding Donor-Advised Funds" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="Text: Unlock a Deeper Understanding of Donor-Advised Funds (DAFs)" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]While this overview highlights how DAFs can offer strategic timing and optimization for your charitable giving, fully integrating them into your comprehensive wealth and estate plans often requires more in-depth insight. The white paper provides a deeper examination of how DAFs operate, when they may be beneficial, and how they compare to other giving vehicles. If you're considering how charitable giving fits into your broader estate and financial plan, this resource is a thoughtful starting point.
Inside:
▪︎ How DAFs operate
▪︎ When a DAF might be beneficial
▪︎ Establishing & managing a DAF
▪︎ How they compare to other giving vehicles
Traditional charitable giving often ties your donation directly to receiving a tax benefit for the tax-year in which you made the contribution. This approach can limit your financial flexibility, and the fixed timing might not always sync with your personal income patterns, particularly if you experience fluctuating earnings or major financial shifts, making truly optimized tax planning a challenge.
An added complication arises when donating highly appreciated assets instead of cash. For tax efficiency, directly contributing these assets often requires precise timing to avoid capital gains taxes. But this tax-driven timing can inadvertently force you to pick a charitable recipient before the most impactful opportunity has emerged. As a result, inflexible timing can hinder strategic philanthropy, making it harder to align your personal values, financial goals, and the desire to create meaningful impact.
[/et_pb_text][et_pb_heading title="Donor-Advised Funds: A Strategic Timing Solution" admin_label="H2: Donor-Advised Funds: A Strategic Timing Solution" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="Text: Donor-Advised Funds: A Strategic Timing Solution" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]Starting a donor-advised fund (DAF) offers a powerful mechanism to strategically separate the timing of your charitable gift from the timing of your income tax deduction and your ultimate grant distribution. You contribute assets to the DAF when it aligns best with your financial planning, potentially receiving an income tax deduction. This flexibility can be particularly advantageous during high-income years or when liquidating appreciated assets, as it may allow donors to avoid capital gains taxes on contributed securities while potentially deducting their full fair market value.
Once you contribute, the assets are invested within the fund for potential tax-free growth. This tax-efficient characteristic can help enhance the future impact of your generosity. This allows you to potentially gain immediate tax benefits without pressure to make instant grantmaking decisions. Instead, you retain advisory privileges to recommend grants to IRS-qualified charities over time, responding to evolving needs or personal reflections. It is essential to note that while donors retain advisory privileges, the sponsoring organization assumes legal control of the contributed assets. This flexibility also supports advanced strategies like bunching charitable donations while distributing grants gradually over time.
[/et_pb_text][et_pb_divider show_divider="off" admin_label="Divider" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_2,1_2" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_heading title="Partner with 5280 Associates for Purposeful Giving " admin_label="H2: Partner with 5280 Associates for Purposeful Giving " _builder_version="4.27.4" _module_preset="default" title_text_align="center" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="Text: Partner with 5280 Associates for Purposeful Giving" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]With 1.8 million individual DAF accounts in the United States, donor-advised funds are an extremely popular tool for strategic philanthropy. For individuals and families committed to giving intentionally and with precision, DAFs can provide a clear and accessible path to structuring generosity.
At 5280 Associates, we strive to act as your trusted partner, offering objective guidance to help maximize your philanthropic impact while preserving and potentially enhancing your wealth for meaningful legacies. Download the full white paper to see how donor-advised funds can support more thoughtful, strategic, and lasting generosity.
[/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_divider show_divider="off" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_image src="https://5280associates.com/wp-content/uploads/2025/08/donor-advised-fund-growth-scaled.png" title_text="donor-advised-fund-growth" url_new_window="on" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_button button_url="https://5280associates.com/contact-us/" button_text="Contact Us" button_alignment="center" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_divider show_divider="off" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_divider color="#5b6770" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_text admin_label="Text: Notice" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]NOTICE: This explanation is provided for informational purposes only and is not to be construed as or considered to be legal or tax advice. You should always consult your tax advisor with any and all questions regarding any all tax and tax related matters, including any questions that you may have concerning tax strategies described generally above.
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How Bunching Charitable Donations Can Maximize Impact
[et_pb_section fb_built="1" _builder_version="4.27.2" _module_preset="default" custom_padding="0px||5px|||" global_colors_info="{}"][et_pb_row _builder_version="4.27.2" _module_preset="default" custom_padding="||6px|||" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="https://5280associates.com/wp-content/uploads/2025/01/bunching-charitable-contributions-scaled.jpg" alt="smiling couple donating appreciated stock to charity on a laptop" title_text="Park,,Woman,And,Laugh,Planning,With,Tablet,For,Volunteer,Teamwork," _builder_version="4.27.3" _module_preset="default" global_colors_info="{}"][/et_pb_image][et_pb_heading title="Maximize Your Impact by Bunching Charitable Donations " admin_label="H1: Bunching charitable contributions" _builder_version="4.27.3" _module_preset="default" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="P: Bunching charitable contributions" _builder_version="4.27.3" _module_preset="default" global_colors_info="{}"]Charitable giving is about more than generosity—it’s about making your contributions as impactful as possible. If you’re looking for a way to enhance the efficiency and flexibility of your donations while amplifying your support for the causes you care about, bunching charitable donations may be the strategy you need.
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_2,1_2" _builder_version="4.27.2" _module_preset="default" custom_padding="3px||5px|||" global_colors_info="{}"][et_pb_column type="1_2" admin_label="Column" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"][et_pb_blurb title="Unlock the Benefits of Strategic Giving " admin_label="Unlock the Benefits of Strategic Giving" _builder_version="4.27.4" _module_preset="default" header_level="h2" header_text_align="left" header_font_size="30px" global_colors_info="{}"]Our latest whitepaper, "Optimize Your Philanthropy: Bunching Charitable Donations with Donor-Advised Funds," examines how donation bunching works, why DAFs are an ideal tool, and who stands to benefit most.
Inside, you’ll discover:
▪︎ How bunching can help you surpass the standard deduction threshold, leading to greater tax savings.
▪︎ The advantages of DAFs as a flexible and efficient vehicle for managing charitable contributions.
▪︎ Who should consider bunching based on income levels, tax thresholds, and financial goals.
[/et_pb_blurb][/et_pb_column][et_pb_column type="1_2" _builder_version="4.27.2" _module_preset="default" background_color="rgba(81,88,104,0.28)" custom_padding="|19px||19px|false|true" global_colors_info="{}"][et_pb_divider show_divider="off" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_heading title="Download Our Whitepaper for Expert Insights" admin_label="H2: Download Our Whitepaper for Expert Insights" _builder_version="4.27.3" _module_preset="default" title_level="h2" title_text_align="center" title_font_size="24px" custom_margin="2px|||||" global_colors_info="{}"][/et_pb_heading][et_pb_code _builder_version="4.27.3" _module_preset="default" global_colors_info="{}"][gravityform id="3" title="false" description="false" ajax="true"][/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.2" _module_preset="default" custom_padding="2px|||||" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"][et_pb_heading title="Maximize Your Impact with Donation Bunching " admin_label="H2: Maximize Your Impact with Donation Bunching " _builder_version="4.27.3" _module_preset="default" title_level="h2" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="P: Maximize your impact with donation bunching" _builder_version="4.27.3" _module_preset="default" global_colors_info="{}"]Donation bunching is a strategic approach to philanthropy that can help you amplify your charitable impact while optimizing tax benefits. By consolidating donations and leveraging tools like donor-advised funds, you can align your financial goals with your passion for giving. However, this strategy isn’t one-size-fits-all. To determine if bunching is the right fit for your financial and philanthropic goals, it’s essential to work with a knowledgeable advisor. Contact 5280 Associates today for expert guidance tailored to your unique situation. Together, we can craft a plan that enhances your generosity, secures valuable tax benefits, and ensures your giving makes a lasting difference. [/et_pb_text][et_pb_divider show_divider="off" _builder_version="4.27.3" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_button button_url="https://5280associates.com/contact/%20" button_text="Unlock your Financial Potential" button_alignment="center" _builder_version="4.27.3" _module_preset="default" global_colors_info="{}"][/et_pb_button][et_pb_divider show_divider="off" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_divider color="#5b6770" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_text admin_label="Text: Notice" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]NOTICE: This explanation is provided for informational purposes only and is not to be construed as or considered to be legal or tax advice. You should always consult your tax advisor with any and all questions regarding any all tax and tax related matters, including any questions that you may have concerning tax strategies described generally above.
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Donating Appreciated Stock to Help Maximize Your Social Impact
[et_pb_section fb_built="1" _builder_version="4.27.2" _module_preset="default" custom_padding="0px||5px|||" global_colors_info="{}"][et_pb_row _builder_version="4.27.2" _module_preset="default" custom_padding="||6px|||" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="https://5280associates.com/wp-content/uploads/2024/10/donating-appreciated-stock_hero-scaled.jpg" alt="smiling couple donating appreciated stock to charity on a laptop" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"][/et_pb_image][et_pb_heading title="Donating Appreciated Stock" admin_label="H1: Donating Appreciated Stock" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="P: Donating appreciated stock" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]As a high-net-worth individual, you’ve likely already made generous charitable contributions. But did you know there’s a tax-efficient strategy to make your donations go even further? While cash donations are common, there’s a smarter, more tax-efficient strategy that can significantly increase the value of your gift: donating appreciated stock to charity.
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_2,1_2" _builder_version="4.27.4" _module_preset="default" custom_padding="3px||5px|||" global_colors_info="{}"][et_pb_column type="1_2" admin_label="Column" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_heading title="Donating Appreciated Stock to Maximize Social Impact" admin_label="H2: Donating Appreciated Stock to Maximize Social Impact" _builder_version="4.27.2" _module_preset="default" title_level="h2" title_font_size="24px" custom_margin="2px|||||" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="P: Donating appreciated stock to maximize social impact" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"]If you’re looking to unlock the full potential of your charitable giving, our whitepaper, "Donating Appreciated Assets: Maximizing Impact While Reducing Tax Burden," will help you understand to advantages of donating appreciated assets rather than cash.
In the whitepaper, we break down the benefits of donating stock, explain how it can help diversify your portfolio, and outline key tax strategies to ensure you maximize your financial potential.
By contributing securities that would otherwise cause a tax liability, you can support causes that you care about while minimizing your tax burden. Don’t miss out on this tax-efficient strategy that could transform the way you give.
Download our free whitepaper now to learn how to maximize your impact and reduce your taxes with intelligent donation strategies.
[/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="4.27.4" _module_preset="default" background_color="rgba(81,88,104,0.28)" custom_padding="|19px||19px|false|true" global_colors_info="{}"][et_pb_divider show_divider="off" _builder_version="4.27.4" _module_preset="default" height="50px" global_colors_info="{}"][/et_pb_divider][et_pb_heading title="Download Our Whitepaper for Expert Insights" admin_label="H2: Donating Appreciated Stock to Maximize Social Impact" _builder_version="4.27.2" _module_preset="default" title_level="h2" title_text_align="center" title_font_size="24px" custom_margin="2px|||||" global_colors_info="{}"][/et_pb_heading][et_pb_code _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"][gravityform id="2" title="false" description="false" ajax="true"][/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.2" _module_preset="default" custom_padding="2px|||||" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"][et_pb_heading title="Why Donate Stock Instead of Cash? " admin_label="H2: Why Donate Stock Instead of Cash" _builder_version="4.27.2" _module_preset="default" title_level="h2" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="P: Why donate stock instead of cash" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"]When you donate stock that has appreciated in value, you not only support a worthy cause but also enjoy substantial tax benefits. By donating stock that you’ve held for over a year, you can avoid paying capital gains tax while still claiming a charitable deduction based on the stock's full market value. This can result in a larger tax break and a bigger overall impact for your chosen charity.
[/et_pb_text][et_pb_heading title="Get Started Today" admin_label="H2: Get Started Today" _builder_version="4.27.2" _module_preset="default" title_level="h2" global_colors_info="{}"][/et_pb_heading][et_pb_text admin_label="P: Get started today" _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"]The tax benefit of stock is typically limited to tax-loss harvesting, an advanced strategy that utilizes under-performing stock to offset capital gains. While this method is useful, it can be time-consuming and maxes out at a limit of $3,000 per tax year. For donors looking to harness the power of high-performing assets, donating stock to charity is a powerful too.
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.2" _module_preset="default" custom_padding="3px||5px|||" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.2" _module_preset="default" background_color="rgba(81,88,104,0.28)" custom_padding="|19px||19px|false|true" global_colors_info="{}"][et_pb_heading title="Download Our Whitepaper for Expert Insights" admin_label="H2: Donating Appreciated Stock to Maximize Social Impact" _builder_version="4.27.2" _module_preset="default" title_level="h2" title_text_align="center" title_font_size="24px" custom_margin="2px|||||" global_colors_info="{}"][/et_pb_heading][et_pb_code _builder_version="4.27.2" _module_preset="default" global_colors_info="{}"][gravityform id="2" title="false" description="false" ajax="true"][/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][et_pb_divider show_divider="off" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_divider color="#5b6770" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"][/et_pb_divider][et_pb_text admin_label="Text: Notice" _builder_version="4.27.4" _module_preset="default" global_colors_info="{}"]NOTICE: This explanation is provided for informational purposes only and is not to be construed as or considered to be legal or tax advice. You should always consult your tax advisor with any and all questions regarding any all tax and tax related matters, including any questions that you may have concerning tax strategies described generally above.
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