5280 Associates Financial Blog
Welcome to our financial blog! This is where our licensed financial advisors share their advice, knowledge, and expertise for your reference. Posts are sorted with the most recent appearing at the top. Not seeing what you are looking for? Try using our search bar or pagination at the bottom.
Strategic Uses of Charitable Remainder Trusts in Retirement
Imagine a retirement where you not only have a reliable income stream but also the satisfaction of knowing you're making a lasting impact on the causes you care about. A charitable remainder trust (CRT) is a tax-efficient donation strategy that might be the tool you...
Incorporating High-Income Tax Planning into Wealth Management
For high-income earners, tax planning isn’t just about complying with the law—it’s a critical strategy for preserving wealth and minimizing unnecessary liabilities.
Bunching Charitable Donations to Maximize Impact
If you’re looking to unlock the full potential of your charitable giving, our whitepaper, “Donating Appreciated Assets: Maximizing Impact While Reducing Tax Burden,” will help you understand to advantages of donating appreciated assets rather than cash.
Leveraging Charitable Distributions from IRA for Tax Savings
Retirement offers the chance to give back in ways that weren’t possible before, and charitable contributions from your IRA provides a smart, efficient way to do so.
Philanthropy and Wealth Management | Five Strategies to Amplify Your Giving
Whether you are an active donor or considering donating, uniting philanthropy and wealth management must be a central part of your financial strategy.
Donating Appreciated Stock to Maximize Social Impact
While cash donations are common, there’s a smarter, more tax-efficient strategy that can increase the value of your gift: donating appreciated stock to charity.
How to Start a Donor-Advised Fund (DAF)
A Donor-Advised Fund (DAF) can be a powerful way to maximize your charitable giving while optimizing tax benefits. Learn how the process of starting a DAF works.
Understanding Advanced Charitable Giving Strategies
By utilizing advanced charitable giving strategies, you can achieve significant tax benefits, enhance your philanthropic impact, and build a lasting legacy.
Tax Benefits of Donor-Advised Funds
High-net-worth individuals (HNWIs) are in a unique position to better their communities by making donations through charitable planning. Donor-advised funds (DAFs) provide a flexible and efficient way for these individuals to manage their philanthropic efforts. By...
Charitable Lead Trust Vs. Charitable Remainder Trust
Charitable planning is a cornerstone for high-net-worth individuals (HNWIs) wishing to leave a lasting legacy while optimizing tax efficiency. Among the advanced charitable giving strategies available, Charitable Remainder Trusts (CRTs) and Charitable Lead Trusts...
Cybersecurity 101
As the reliance on the internet continues to grow, so does the need for cybersecurity. According to the cybersecurity company Norton, there are around 2,200 cyberattacks per day. In the ever-changing world that we live in, it is imperative to protect your private...
Considering Charitable Gifting for This Year’s Holiday Season? Here is What You Need to Know
The holiday season is right around the corner! Donating to an organization can be a great way to spread cheer supporting a cause you believe in while also benefiting from a tax perspective. In our guide to charitable gifting, we will cover tax implications and...
Our Take on Inflation: Where It’s Been, Where It’s Going, and How You Can Hedge Your Portfolio Against It
The COVID-19 pandemic was a completely unprecedented event that left our economy at a near-standstill in 2020, causing downward pressure on pricing in many different industries. Now, the economy is beginning to heat back up creating new demands for goods and services...
Employee Equity Compensation and How Best to Use It
Equity Compensation: What is a Stock Option, Employee Stock Ownership Plan, Employee Stock Purchase Plan, and a Restricted Stock Unit?
Interested in Investing in Real Estate Investment Trusts? Here is What You Need to Know
Approximately 170 million people in the US are invested in a Real Estate Investment Trust, or a REIT. REITs typically provide high dividend yields- which make them a fine choice for investors looking for some extra income or who reinvest their dividends. So, what are...