5280 Associates Financial Blog
Welcome to our financial blog! This is where our licensed financial advisors share their advice, knowledge, and expertise for your reference. Posts are sorted with the most recent appearing at the top. Not seeing what you are looking for? Try using our search bar or pagination at the bottom.
Leveraging Charitable Distributions from IRA for Tax Savings
Retirement offers the chance to give back in ways that weren’t possible before, and charitable contributions from your IRA provides a smart, efficient way to do so.
Philanthropy and Wealth Management | Five Strategies to Amplify Your Giving
Whether you are an active donor or considering donating, uniting philanthropy and wealth management must be a central part of your financial strategy.
Donating Appreciated Stock to Help Maximize Your Social Impact
While cash donations are common, there’s a smarter, more tax-efficient strategy that can increase the value of your gift: donating appreciated stock to charity.
How to Start a Donor-Advised Fund (DAF)
A Donor-Advised Fund (DAF) can be a powerful way to maximize your charitable giving while optimizing tax benefits. Learn how the process of starting a DAF works.
Understanding Advanced Charitable Giving Strategies
By utilizing advanced charitable giving strategies, you can achieve significant tax benefits, enhance your philanthropic impact, and build a lasting legacy.
Tax Benefits of Donor-Advised Funds
Discover the tax benefits of donor-advised funds (DAFs) and how this popular giving strategy can fit into your wealth management plan.
Charitable Lead Trust Vs. Charitable Remainder Trust
Charitable planning is a cornerstone for high-net-worth individuals (HNWIs) wishing to leave a lasting legacy while optimizing tax efficiency. Among the advanced charitable giving strategies available, Charitable Remainder Trusts (CRTs) and Charitable Lead Trusts...
Cybersecurity 101
As the reliance on the internet continues to grow, so does the need for cybersecurity. According to the cybersecurity company Norton, there are around 2,200 cyberattacks per day. In the ever-changing world that we live in, it is imperative to protect your private...
Considering Charitable Gifting for This Year’s Holiday Season? Here is What You Need to Know
The holiday season is right around the corner! Donating to an organization can be a great way to spread cheer supporting a cause you believe in while also benefiting from a tax perspective. In our guide to charitable gifting, we will cover tax implications and...
Our Take on Inflation: Where It’s Been, Where It’s Going, and How You Can Hedge Your Portfolio Against It
The COVID-19 pandemic was a completely unprecedented event that left our economy at a near-standstill in 2020, causing downward pressure on pricing in many different industries. Now, the economy is beginning to heat back up creating new demands for goods and services...
Employee Equity Compensation and How Best to Use It
Equity Compensation: What is a Stock Option, Employee Stock Ownership Plan, Employee Stock Purchase Plan, and a Restricted Stock Unit?
Interested in Investing in Real Estate Investment Trusts? Here is What You Need to Know
Approximately 170 million people in the US are invested in a Real Estate Investment Trust, or a REIT. REITs typically provide high dividend yields- which make them a fine choice for investors looking for some extra income or who reinvest their dividends. So, what are...
A Few Things to Consider Before Investing in Bitcoin
Bitcoin and other forms of cryptocurrency used to be regarded as an investment for day traders only. Today, it is gaining interest, creating many questions for investors. Some investors look to Bitcoin as a way to protect their portfolio from inflation and currency...
Is a Roth Conversion Right for You?
Many diligent retirement savers have spent decades putting away money into Traditional IRA’s or Traditional 401k’s/403b’s. The main benefit of these vehicles is tax deferral and the potential to receive a deduction on your taxes for the year in which the contributions...
How Much Should I Contribute to My 401(k)?
Many employers offer retirement savings accounts, and 401(k) contribution planning is a popular topic among our clients. Have you ever asked yourself any of the following questions? How much should I contribute? How much does the match matter? How much do I need to...